M.A.D EZEE LOANS
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TERMS & CONDITIONS

THIS AGREEMENT entered into on the below-mentioned date between myself (as the borrower) and M.A.D Ezee Loans Financial Services, is legally binding and enforceable by law.
By placing my signature at the end of this form, I declare that the information provided by me in this agreement is true and no material information is withheld.

In addition, I agree to the following terms and conditions:
• All loans are to be repaid by the 26th of this month (where the application date is before the 22nd of the month) with an interest of 25% applied to the principal.
• Loans not repaid by the stipulated date will attract an additional 10% late fee penalty each week (calculated per day at 1.43%) compounded on outstanding balance until all sums are recovered.
• All loans will attract a processing fee. This processing fee can be added to the loan balance, paid prior to receiving the loan, or be deducted from the balance applied for.

• Processing fees are non-refundable. See applicable processing fees for loan amounts outlined below:

• There are no cancellation fees.
• The borrower also gives the lenders permission to call his/her reference(s) and their place of employment for verification and for any other information pertaining to this loan.
• The borrower will inform lenders if he/she plans to leave their place of employment at least 3 days in advance.
• The borrower will inform lenders if he/she plans to change home address or place of residence at least 5 days in advance.
• Loans are to be repaid in CASH to the lenders or by direct deposit to specific accounts provided by the lender, or by other means agreed upon by both the borrower and lender and a confirmation of transfer to be emailed to EZ.LOANS.12345@GMAIL.COM or via whatsApp to our business number.
• The borrower is NOT allowed to forfeit repayment of the loan and will be subpoenaed for all balances outstanding.
• The Lender is permitted to take anything of value from the borrower using a Baliff or a Law Enforcement Officer in the event that the loan is not repaid by stipulated date.
• The borrower gives the Lenders permission to publish his/her pictures on all or any social media platform if s/he becomes delinquent. Delinquency is considered to be at least 2 weeks exceeding the repayment due date.EZ Loan Financial Services reserves the right to post your photo on all social media platforms as a “delinquent borrower” if you fail to repay up to 14 days after the due date.
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THIS AGREEMENT entered into on the below-mentioned date between myself (as the borrower) and M.A.D Ezee Loans Financial Services Limited (as the Lenders) is legally binding and enforceable by law.
By ticking the box below, I declare that the information provided by me in this agreement is true and no material information is withheld. I agree that this loan extended to me is on an individual basis and NOT from a company, financial Institution, or part thereof. In addition, I agree to the following terms and conditions:
• All loans are to be repaid by the 26th of this month (or next month where applicable) with an interest of 25% applied to the principal.
• Loans not repaid by the stipulated date will attract an additional 10% late fee penalty each week (calculated per day at 1.43%) compounded on outstanding balance until all sums are recovered.
• All loans will attract a processing fee which can be added to the loan balance. Processing fees are non-
refundable. See applicable processing fees for loan amounts outlined below:
– Loans between $5,000.00 – $25,000.00 – Processing fee is $500.00
– Loans between $25,001.00 – $50,000.00 – Processing fee is $1,000.00
– Loans between $50,001.00 – $75,000.00 – Processing fee is $1,500.00
– Loans between $75,001.00 – $100,000.00 – Processing fee is $2,000.00
– Loans between $100,001.00 – $125,000.00 – Processing fee is $2,500.00
– Loans between $125,001.00 – $150,000.00 – Processing fee is $3,000.00
– Loans Above $150,000 – Processing fee is $4,000.00

• There are no cancellation fees.
• The borrower also gives lenders permission to call reference(s) for verification and for other information regarding this loan.
• The borrower will inform lenders if he/she plans to leave the place of employment at least 3 days in advance.
• The borrower will inform lenders if he/she plans to change home address or place of residence at least 5 days in advance.
• Loans are to be repaid in CASH to the lenders or by direct deposit to
– NCB A/C # 065179245- Akeem Barnes at the Duke Street Branch,
– BNS – A/C # 001002195 – Dwayne Newman – at the Scotia Center Branch
– JN – A/C # 10120068 at the Morant Bay Branch
or by other means agreed upon by both the borrower and lender and a confirmation of transfer is to be
emailed to EZ.LOANS.FIN@GMAIL.COM
• The borrower is not allowed to forfeit repayment of the loan and will be subpoenaed for all balances outstanding.
• The Lender is permitted to take anything of value from the borrower using a Baliff or a Law Enforcement Officer in the event that the loan is not repaid by stipulated date.
• EZ Loan Financial Services Limited reserves the right to post your photo on all social media platforms as a “delinquent borrower” if you fail to repay within 14 days of the due date.
• The borrower gives the Lender permission to go on any of their social media platform and copy any of their picture and publish same on all or any social media platform if s/he becomes delinquent. Delinquency is considered to be at least 2 weeks exceeding the repayment due date.